Payment Upon Delivery with QuickBooks® QBO and Real-Time Payments

One-Time and Recurring Payment Collection at Point of Delivery

Deliver, Confirm, Get Paid—Instantly with QuickBooks® and Real-Time Payments

In today’s fast-moving service economy, waiting days to get paid after fulfilling a delivery or on-site service is outdated—and risky. Businesses using QBO QuickBooks® can now enable “Payment Upon Delivery” using FedNow® and RTP® Real-Time Payment rails, ensuring that merchants receive irrevocable Good Funds the moment a delivery is confirmed.

From POS, MOTO, to ecommerce, merchants can now integrate real-time Requests for Payment (RfP) directly into their workflow—automating invoicing, receiving payments in seconds, and syncing everything into QuickBooks® without delays or chargebacks.



One-Time and Recurring Payment Collection at Point of Delivery

The Payment Upon Delivery model powered by FedNow® and RTP® rails makes it possible to trigger a payment at the exact moment a delivery or service is completed. Integrated with QBO QuickBooks®, merchants can automate the creation, tracking, and reconciliation of each transaction—from order placement to Good Funds settlement.

To empower merchants with instant Payment Upon Delivery tools that integrate seamlessly with QuickBooks® QBO, leveraging FedNow® and RTP® for secure, real-time, irrevocable payments.

TodayPayments.com helps merchants modernize delivery-based transactions by enabling FedNow® and RTP® real-time payments integrated with QuickBooks®. We eliminate the delays, risks, and friction of post-delivery collections—so your business gets paid in full, on time, every time.

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  • ~ Automate Account Receivable Collection
  • ~ Automate Account Payable Payments
  • ~ One-time and Recurring Debits / Credits

Secure QB Plugin payment processing through QuickBooks ® specializes in the origination of moving money electronically.

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Step-by-Step: How “Payment Upon Delivery” Works with QBO QuickBooks®

Step-by-Step Real-Time Payment Process

  1. Order Placement
    The customer places a one-time or recurring order online, via phone (MOTO), or in person (POS).
  2. Preparation
    The merchant processes the order and prepares the goods or schedules services.
  3. Dispatch
    The item or service personnel is dispatched for delivery.
  4. Delivery Confirmation
    Upon arrival, the delivery person or service technician confirms the completion of the delivery or service.
  5. Payment Request Triggered
    A FedNow® RfP (Request for Payment) is initiated from the delivery or accounting system (integrated with QuickBooks®).
  6. Payer Receives Request
    The customer receives the RfP notification on their banking app or payment platform.
  7. Payment Authorization
    The payer authorizes the payment, which is instantly processed via FedNow® or RTP®.
  8. Funds Transferred in Real-Time
    The Good Funds are deposited directly into the merchant’s bank account.
  9. Transaction Completion
    Both payer and payee receive confirmation, and QuickBooks® updates the AR ledger automatically.

Itemized Parameters, Attributes, Benefits & Features of Real-Time Payments

Core Payment Parameters

  • Payment Rails: RTP® and FedNow®
  • Integration: QuickBooks® QBO for Invoicing & Reconciliation
  • Trigger Point: Delivery Confirmation or Job Completion
  • Settlement Time: Under 10 Seconds (24/7/365)
  • Payment Types: A2A, B2B, C2B (One-Time or Recurring)
  • File Format Compatibility: ISO 20022 (.XML, JSON, Excel)
  • Transaction Security: Irrevocable Good Funds—No Chargebacks
  • Delivery Channels: POS, MOTO, Ecommerce, Field Services

Key Features of “Payment Upon Delivery” with QBO Integration

1. Automated Payment Triggers via FedNow® RfP

Payment requests are automatically triggered once delivery is confirmed, reducing manual steps and billing delays.

2. Good Funds in Real-Time

Funds are deposited instantly, not days later—eliminating float, fraud, and chargeback risks.

3. Hosted Payment Pages Included

Each RfP includes a branded, mobile-optimized payment page requiring no custom development.

4. Full Integration with QuickBooks® QBO

Invoices, payments, and reconciliations sync directly with QBO for effortless accounting.

5. Recurring Payment Ready

Enable recurring service payments with automated delivery-linked payment flows and QBO syncing.

6. Customer Choice of Payment Rail

Payers can authorize FedNow®, RTP®, ACH, or card payments—giving them flexibility while ensuring the merchant gets paid in real time.

7. Multi-Channel Compatibility

Works with delivery apps, ecommerce carts, POS terminals, and mobile service platforms.

Ask us how:

  • Payment Upon Delivery using QuickBooks® QBO and FedNow® lets businesses collect real-time Good Funds the moment goods or services are delivered—ensuring finality and zero chargebacks.
  • Whether you're delivering HVAC services, home installations, or local goods, you can now integrate RTP® and FedNow® into QuickBooks® for instant payment and AR syncing.
  • Using ISO 20022 file formats like XML, JSON, or Excel, you can batch or automate Payment Requests for recurring delivery services and confirm settlement within seconds.
  • TodayPayments.com offers hosted payment pages with every RfP™, eliminating the need for custom development while supporting payment options including FedNow®, ACH, BNPL, and cards.
  • Merchants can use alias-based MIDs to route delivery payments across teams or departments, all while automatically updating QuickBooks® with each transaction.
  • “Payment Upon Delivery” reduces cash-handling, eliminates invoicing lag, and ensures that businesses using QuickBooks® get paid faster, safer, and with certainty.

Why Businesses Choose TodayPayments.com for Payment Upon Delivery

  1. Integrated with QuickBooks® for real-time invoice matching
  2. Good Funds finality—no chargebacks, no fraud risk
  3. Enable payments upon delivery via mobile, MOTO, or POS
  4. Send RfP links via SMS, email, or ecommerce checkout
  5. Get paid instantly via FedNow®, RTP®, ACH, or card
  6. Recurring payment support for subscriptions or service contracts
  7. Apply and onboard 100% online—no branch visit required

Once the payment is received by SecureQBPlugin.com, it will be processed and recorded as a Payment Upon Delivery in QuickBooks, reflecting the real-time payment processing.

Using SecureQBPlugin.com to process Payment Upon Delivery payments in real-time can help ensure prompt payment for your goods or services and improve your cash flow. It also simplifies your accounting by automatically recording the payment in QuickBooks.

Want to get paid the second your delivery is complete—without chasing invoices or waiting on ACH delays?

At TodayPayments.com, we make it easy for businesses to integrate Payment Upon Delivery with QuickBooks® using FedNow® and RTP® rails.

✅ Instant, secure payments
✅ FedNow® & RTP® Good Funds
✅ Works with QBO for AR automation
✅ No chargebacks, no float
✅ Hosted payment links via SMS, email, or invoice

👉 Visit TodayPayments.com to activate real-time delivery payments in QuickBooks® today.
Deliver, confirm, and get paid—instantly.

Request for Payment

Text Mobile Request for Payment Call us, the .csv, text messaging and or .xml Request for Payment (RfP) file you need while on your 1st phone call! We guarantee our reports work to your Bank and Credit Union. We were years ahead of competitors recognizing the benefits of RequestForPayment.com. We are not a Bank. Our function as a role as an "Accounting System" in Open Banking with Real-Time Payments to work with Billers to create the Request for Payment to upload the Biller's Bank online platform. U.S. Companies need help to learn the RfP message delivering their bank. Today Payments' ISO 20022 Payment Initiation (PAIN .013) show how to implement Create Real-Time Payments Request for Payment File up front delivering message from the Creditor (Payee) to it's bank. Most banks (FIs) will deliver the message Import and Batch files for their company depositors for both FedNow and Real-Time Payments (RtP). Once uploaded correctly, the Creditor's (Payee's) bank continuing through a "Payment Hub", will be the RtP Hub will be The Clearing House, with messaging to the Debtor's (Payer's) bank.

Our in-house QuickBooks payments experts are standing ready to help you make an informed decision to move your company's payment processing forward.

Pricing with our Request For Payment Professionals
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 1) Free ISO 20022 Request for Payment File Formats, for FedNow and Real-Time Payments (The Clearing House) .pdf for you manually create "Mandatory" (Mandatory data for completed file) fields, start at page 4, with "yellow" highlighting. $0.0 + No Support


2) We create .csv or .xml formatting using your Bank or Credit Union. Using your invoice information database to create an existing Accounts Receivable file, we CLEAN, FORMAT to FEDNOW or Real-Time Payments into CSV or XML. Create Multiple Templates. You can upload or "key data" into our software for File Creation of "Mandatory" general file. Use either the Routing Number and Account Number for your Customers or use "Alias" name via Mobile Cell Phone and / or Email address.

Fees = $57 monthly, including Activation, Support Fees and Batch Fee, Monthly Fee, User Fee. We add your URI for each separate Payer transaction for additional Payment Methods on "Hosted Payment Page" (Request for file with an HTML link per transaction to "Hosted Payment Page" with ancillary payment methods of FedNow, RTP, ACH, Cards and many more!) + $.03 per Transaction + 1% percentage on gross dollar file,


3) Add integrating QuickBooks Online "QBO" using FedNow Real-time Payment using our Payment Upon Delivery system.

Fees Above 2) plus $29 monthly additional QuickBooks Online "QBO" formatting, and "Hosted Payment Page" and WYSIWYG


4) Above 3) plus Create "Total" (over 600 Mandatory, Conditional & Optional fields of all ISO 20022 Pain .013) Price on quote.

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